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Tornado Season is Here: 5 Tips to Help Your Clients Prepare

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Tornado season can be challenging, but with preparation and planning, it can be managed. Encourage your clients to take these five steps to prepare for the worst but hope for the best.
As an insurance agent you know the importance of being prepared for any situation or disaster. Tornado season can be particularly challenging, with high winds, thunderstorms, and potential damage to buildings and properties. As a responsible agent, it's important to ensure that your clients are prepared for the worst. In this blog post, we'll explore five tips to help your clients prepare for tornado season and minimize the potential damage to their properties.

1. Create a Disaster Plan

The first step in preparing for any disaster is to create a disaster plan. The plan should include key information such as emergency contacts, evacuation routes, and procedures for shutting down critical systems. Your clients should also consider installing emergency generators to keep the lights on, refrigerators running, and communications available should the power go out.

2. Check Insurance

Having insurance is a critical step in preparing for any disaster, but it's important to make sure the coverage is adequate. Your clients should ensure that their insurance policies cover tornado damage, flood damage, and business interruption. Review policies regularly to ensure they are up-to-date and reflect any recent changes in value, equipment or inventory.

3. Secure The Building

High winds associated with a tornado can cause significant damage to buildings and properties. Encourage your clients to secure any loose items outdoors or large trees that may fall and damage their building. Roofing companies and contractors should assess the building to ensure that they're structurally sound and able to withstand high winds.

4. Train Employees

In the event of a tornado, your clients' employees should know what to do to protect themselves and the business. Schedule periodic emergency drills to ensure they're prepared and familiar with the most important steps such as taking cover and evacuating the building. Make sure employees know how to shut off the power and gas lines in the event of an emergency.

5. Weather Monitoring

Having up-to-date information about severe weather events like tornadoes can be another critical component in the disaster plan. Your clients should monitor the weather in real-time by subscribing to weather-alert services, installing early warning systems, and using local news and social media sources to keep apprised of the situation.
A disaster plan, insurance coverage, securing the building, training employees, and staying aware of the weather are key components of an effective tornado preparedness plan. By following these tips, your clients will be better able to protect their properties, employees, and the business itself from the effects of severe weather.